Premium Plan Package

Plan Goals

• Remove inaccurate, outdated, unverifiable, or fraudulent negative information
• Improve your overall financial profile over time
• Establish strong financial practices for long-term success
• Provide premium, hands-on support throughout the entire process

What’s Included

A. Complete Financial Analysis

• Review reports from all 3 major bureaus — Experian, Equifax & TransUnion
• Identify inaccurate accounts, inquiries, late payments, charge-offs, collections, and other negative information
• Create a customized action strategy based on your specific financial goals

B. Disputes & Challenges

• Disputes submitted to all three major bureaus as needed
• Direct creditor challenges when necessary
• Challenges for unauthorized hard inquiries
• Follow-up rounds every 30–45 days
• Additional escalation methods when appropriate

C. Creditor & Collection Agency Support

• Validation requests for collection accounts
• Cease & desist correspondence when applicable
• Account and debt verification support
• Goodwill letter assistance
• Guidance regarding available resolution and deletion options

Personalized Support & Progress Tracking

Throughout your journey, you’ll receive ongoing support, updates, and personalized guidance. Our goal is to help you understand your financial profile, address questionable information, develop stronger financial habits, and put yourself in a better position for future financial opportunities.